Never miss a payment again.
Markaz Flow is the all-in-one platform for installment businesses in Pakistan — manage sales, recovery, inventory and customers, without the spreadsheet chaos.
Free plan available · No credit card required
Solving the Real Challenges of Installment Businesses in Pakistan
From lost khata registers to overdue recovery chasing and customer ledger disputes — watch how Markaz Flow simplifies your day-to-day installment operations.
Everything your installment business needs, in one app.
From the first sale to the last recovered payment.
Customer & Ledger Management
Keep every customer profile, contact history and interaction log organized in one place.
Installment Sales & Recovery
Schedule installment sales and refunds, and track every payment against them.
Promise & Recovery Management
Due accounts lists and promise tracking, so no payment slips through the cracks.
Inventory & Purchases
Manage products and variants, purchase orders, and stock adjustments.
Cash Sales & Refunds
Handle quick cash sales and refunds alongside your installment business.
Receipts & Invoices
Print receipts automatically and manage purchase invoices without extra paperwork.
Users, Roles & Audit
Control who can see and do what, with a full audit trail of every action.
Built-in Chatbot
Get quick answers and support right inside the app.
From Manual Register to Markaz Flow, in three steps.
Set up your business
Add your products, customers and pricing in minutes.
Sell & track installments
Record cash and installment sales, and schedule every payment.
Recover & grow
Get promise reminders and due lists so you never miss a payment.
Recovery tracking that never forgets.
Due accounts and broken promises surface automatically, so recovery stops depending on memory or scattered notebooks.
See the health of your business at a glance.
Sales, recovery and inventory reports give you a clear read on the business, without building spreadsheets by hand.
Inventory management at a glance.
Add and adjust stock with a complete audit trail, so every change is tracked and secure.
Simple pricing that grows with your business.
Starter
Free tier for individuals getting started.
Basic
billed annually as PKR 37,500
Everything in Starter, plus
+ PKR 600 per extra user
Subscribe NowGrowth
billed annually as PKR 70,000
Everything in Basic, plus
+ PKR 600 per extra user
Subscribe NowPremium
billed annually as PKR 110,000
Everything in Growth, plus
+ PKR 600 per extra user
Subscribe NowBuilt by people who’ve run this business.
The team behind Markaz Flow has spent over 20 years running installment businesses in Pakistan. We built the software we always wished we had — one that keeps track of every customer, every sale and every rupee still owed, so recovery never depends on memory or paper.
Questions, answered.
We provide access to a free plan with no time limits to get started with no credit card required.
No. You can start using Markaz Flow immediately without entering any credit card or payment details. You only provide payment information if and when you choose to upgrade to a paid plan.
Markaz Flow automatically tracks scheduled installment payments, flags overdue accounts in a dedicated recovery list, and lets you log customer payment promises so no payment slips through the cracks.
The Free plan includes 1 user. Paid plans support growing teams: Basic includes 2 users, Growth includes 5 users, and Premium includes 10 users. Additional team members can be added for PKR 600/month, with role-based permissions available on Growth and Premium.
When your business grows past your plan limits, you can easily upgrade to Basic (up to 500 customers, 1,000 products), Growth, or Premium right from your account settings.
Yes. You can upgrade, downgrade, or cancel your subscription at any time. When you cancel a paid plan, you retain access to paid features until the end of your current billing period, after which your account reverts to the Free plan.
Every plan includes our built-in chatbot, WhatsApp support, and email assistance. Premium plan subscribers also receive dedicated priority support.
Markaz Flow is an all-in-one business management software built specifically for installment businesses in Pakistan. It helps shop owners manage customer ledgers, track instalment payments, handle recovery of overdue accounts, manage inventory, and generate receipts — replacing paper bahi khatas and Excel spreadsheets.
Markaz Flow serves businesses across all of Pakistan including Lahore, Karachi, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar, Quetta, Sialkot, Gujranwala, and all other cities. As a web-based software, it works anywhere with an internet connection.
Markaz Flow currently operates in English with Roman Urdu support elements. The interface is designed to be simple and intuitive for shop owners across Pakistan, regardless of language preference.
Unlike Excel or paper bahi khatas, Markaz Flow automatically tracks due payments, flags overdue accounts, sends recovery reminders, and provides instant business reports. You never lose data, multiple team members can access it simultaneously, and everything is backed up securely in the cloud.
Let’s get you started.
Send a message or reach us directly — we usually reply within a few hours.
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