FREE TOOLS
Free Tools for Installment Businesses
Small, practical tools for the work that happens at the counter — built for Pakistani shops that sell on qist. No sign-up, no limits, and nothing you type leaves your browser.
Installment & Markup Calculator
Calculate monthly qist payments, total markup (munafa), and generate a printable payment schedule for any plan before you commit to it at the counter.
Open Calculator→WhatsApp Payment Reminder Message Generator
Write a polite or firm payment reminder in Urdu, Roman Urdu or English — with the amount, due date and payment details filled in — and send it on WhatsApp in one tap.
Open Generator→These tools handle one customer at a time
Markaz Flow handles the whole shop — every installment plan, every due and overdue account, every payment promise and follow-up, held against the customer's record instead of a register.
Start Free →Free plan available · No credit card required